Fund confirmed orders before customer payment arrives
When a confirmed customer order requires upfront supplier payments, production deposits, or shipment costs that strain working capital, Qualiteq advances the capital needed to fulfill it — repaid directly from the underlying buyer payment.
Built around real commercial flow
Supplier deposits
Upfront payments to vendors or manufacturers required before production begins.
Production timing
Long lead times between order confirmation and shipment readiness.
Freight and logistics
Ocean freight, demurrage, customs, and inland costs before goods land.
Buyer payment lag
30–120 day customer terms that lock liquidity until invoice settles.
Every engagement follows the same disciplined path — from first conversation to funded facility.
- 1
Share the order
buyer, supplier, PO, shipment terms, expected payment date.
- 2
Qualiteq verifies counterparties, documentation, and the repayment path
- 3
Financing is structured against the specific transaction — often paying the supplier directly
- 4
Goods move; the buyer pays per the original terms
- 5
Qualiteq is repaid from the buyer payment; remaining proceeds net of fees go to the borrower
A $500,000 confirmed PO, funded
You hold a confirmed order from a creditworthy buyer but lack the cash to pay your supplier. Qualiteq pays the supplier directly, you fulfill, and the receivable repays the facility.
Illustrative only — actual advance rates, fees, and terms vary by transaction.
- Confirmed customer PO
- $500,000
- Supplier cost (COGS)
- $350,000
- Qualiteq payment to supplier (via L/C or wire)
- $350,000
- Goods delivered, invoice issued to buyer
- $500,000
- Buyer pays — facility repaid + fees (example ~3.5%)
- ($362,250)
Frequently asked
- How is PO financing different from a bank line of credit?
- Bank lines are sized to your balance sheet and historical financials. Purchase order financing is sized to the specific confirmed order — the buyer, supplier, and expected payment all factor in, so growth orders that would breach a bank line can still be funded.
- Do you pay our supplier directly?
- Often, yes. In many structures Qualiteq pays the supplier directly against verified order documentation, which is also what gives the supplier comfort to ship.
- What buyer profiles do you finance against?
- Established commercial, government, and downstream buyers across the US, UK, EU, and Canada where payment performance and creditworthiness can be evaluated.
- What industries do you cover?
- Distribution, wholesale, manufacturing, import/export, consumer goods, industrial supply, and most B2B verticals with verifiable purchase orders.
Ready to discuss a transaction?
Initial reviews typically returned within 48 hours.