Acquire the equipment that grows revenue — without draining cash
Finance or lease commercial equipment with terms structured to the asset's useful life and your tax strategy. New, used, and private-party purchases across nearly every industry vertical.
Built around real commercial flow
Preserve working capital
Spread equipment cost over its productive life, not your cash balance.
Multiple structures
Finance to own, $1 buyout lease, FMV lease, or operating lease.
Soft costs included
Installation, freight, software, and training can be wrapped in.
Section 179 friendly
Structures designed with US tax depreciation in mind.
Every engagement follows the same disciplined path — from first conversation to funded facility.
- 1
Provide equipment quote, vendor info, and a brief credit application
- 2
Qualiteq reviews credit and proposes term, rate, and structure options
- 3
Approval typically within 24–72 hours for standard transactions
- 4
Vendor is paid directly; equipment ships and goes into service
- 5
Fixed monthly payments over the term — predictable, budget-friendly
A $300,000 machine, financed over 60 months
Acquire revenue-producing equipment with a fixed monthly payment instead of a lump-sum cash outlay. Structured as a finance lease with a $1 buyout.
Illustrative only — actual advance rates, fees, and terms vary by transaction.
- Equipment cost (vendor invoice)
- $300,000
- Down payment / first + last
- $10,000
- Amount financed
- $290,000
- Term
- 60 months
- Indicative fixed monthly payment
- $5,950
Frequently asked
- Finance or lease — which is better?
- Financing builds equity and ownership; leasing preserves cash, simplifies upgrades, and may offer tax advantages. The right answer depends on equipment lifecycle, tax position, and how long you plan to use the asset.
- What equipment qualifies?
- Trucks and trailers, construction and yellow iron, manufacturing and CNC equipment, medical and dental, IT and software, restaurant, agricultural, and most revenue-producing commercial equipment.
- What terms are available?
- Terms typically run 24 to 84 months depending on equipment type and useful life. New, used, and private-party purchases are all eligible.
- Do you fund startups?
- Yes — new businesses and recently-formed entities are reviewed, with structure adjusted for the credit profile.
Ready to discuss a transaction?
Initial reviews typically returned within 48 hours.