A practical, transaction-led process — usually first review within 48 hours
Each step is anchored to the underlying commercial situation: the counterparties, the collateral, the documentation, and the cash flow that ultimately repays the facility.
- 1
Submit
Share the situation, counterparties, and supporting documents — invoices, POs, freight bills, equipment quotes, borrowing-base reports, or premium schedules depending on the product.
- 2
Review
Qualiteq evaluates the counterparties, collateral, documentation, and repayment path. Initial review typically returned within 48 hours.
- 3
Structure
Financing is structured around the actual commercial situation — advance rate, fees, term, and repayment mechanics tailored to the product and the deal.
- 4
Fund
Once documentation is complete and approved, funds are deployed so supplier payments can be made and goods can move.
- 5
Repay
Repayment follows the underlying cash flow — customer payment, scheduled installments, or revolving borrowing-base availability. Qualiteq retains advance plus agreed fees and remits any reserve to the borrower.
Documentation we typically request
Counterparty information
Customer, vendor, or broker details — name, jurisdiction, payment terms, history if available.
Transaction or asset documentation
Invoices, PO, contract, BOL, equipment quote, borrowing-base report, or premium schedule as applicable.
Collateral context
AR aging, inventory listing, equipment list, or other supporting collateral information depending on product.
Financial context
Recent financial statements and a short narrative on the deal and intended use of funds.