Keep wheels turning. Get paid in 24 hours, not 60 days
Submit your freight bills the day you deliver and receive funding within 24 hours. Built for carriers, owner-operators, brokers, and growing fleets that can't wait on standard broker payment cycles.
Built around real commercial flow
24-hour funding
Approved invoices funded the next business day after submission.
Fuel-card programs
Discounted fuel networks paired with the factoring facility.
Broker credit checks
Vet broker and shipper credit before you accept the load.
No long-term contract required
Flexible programs scaled to load volume.
Every engagement follows the same disciplined path — from first conversation to funded facility.
- 1
Apply with authority, insurance, and a recent customer list
- 2
Qualiteq approves brokers and shippers and sets the advance rate
- 3
Deliver loads and submit signed BOLs and rate confirmations
- 4
Funds hit your account the next business day, less the factor fee
- 5
Qualiteq handles collection from the broker or shipper
A week of loads, funded in 24 hours
Submit signed BOLs and rate confirmations for the week's loads. Qualiteq advances the next business day and collects from the brokers and shippers.
Illustrative only — actual advance rates, fees, and terms vary by transaction.
- Loads delivered this week (gross freight bills)
- $48,000
- Advance at 95% — funded next business day
- $45,600
- Brokers / shippers pay Qualiteq (avg 35 days)
- $48,000
- Factoring fee (example, ~2.5%)
- ($1,200)
Frequently asked
- Who is freight factoring for?
- Trucking carriers, owner-operators, freight brokers, and small-to-mid fleets that wait 30–90 days for broker or shipper payments while fuel, payroll, and maintenance bills come due weekly.
- How fast do I get paid?
- Approved invoices typically fund within 24 hours of submission once the customer relationship and load documentation are set up.
- Do you offer fuel cards and back-office support?
- Yes — fuel-card programs, credit checks on brokers and shippers, and collection support are available alongside the factoring facility.
- Recourse or non-recourse?
- Both. Non-recourse covers broker insolvency on approved loads; recourse keeps fees lower when you carry the credit risk.
Ready to discuss a transaction?
Initial reviews typically returned within 48 hours.